Effective Date – February 2021
Ownership and Use of Content
This Website and its contents are owned by DHM or used under license from others, with all rights reserved. The reproduction, re-creation, retransmission or other use of any of the content on this Website, whether text, visual image, audio, video, or computer software, or the posting or framing on other websites without the express prior written permission of DHM is expressly prohibited; provided, however, that you may print in hard copy portions of this Website for your personal home mortgage purposes.
Equal Housing Opportunity
DHM is an equal opportunity lender. DHM provides mortgage loans without discrimination or other limitation based on race, color, religion, sex, handicap, familial status or national origin or other discrimination or limitation as provided by law.
Password and Other Security Measures
If you choose to begin your pre-qualification online, you will select a user name and password, which you will use to gain access to your account. You will also be asked to select certain security questions and provide answers. Each time you access your account, you will be required to enter the user name and password that you have selected. Seeking a pre-qualification on our pre-qualification page and using your user name and password will demonstrate your acceptance of the terms and conditions applicable to the online pre-qualification process (the “Service”). Actions taken on this Website, after entering the correct user name and password, will be deemed to be acting with your full authority. You may also be asked to answer the security questions when logging onto the Service. If your answers to your security questions do not match the answers that you previously provided, you will be denied access to the Service.
You are responsible for maintaining the confidentiality and security of your user name and password. You must notify DHM immediately if your user name or password is lost or stolen, or becomes known by another individual. If you fail to do so, the confidentiality of your nonpublic personal information may be compromised. DHM may prevent your access to the Service if DHM believes the confidentiality of your user name or password has been compromised. Please contact DHM at 866-694-2556 to report a lost, stolen or compromised user name or password.
Claims of Copyright Infringement
The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe, in good faith, that materials on our Website infringe their rights. If you believe that materials on our Website infringe your copyright, you or your agent may send us a notice requesting that we remove or block the material. Notices must meet the requirements of the DMCA. Notices may be sent to us at: DHM, , Attn: Mortgage President 336 James Record Road, Huntsville, Alabama 35824. There are penalties for false claims under the DMCA.
Our Website contains general information not directed towards children. We do not knowingly collect information from children under the age of 13. In this regard, our Website is a general audience site that is not designed nor intended to collect personal information from children under the age of 13.
Links To Other Websites
Information and Content You Provide
You grant DHM and its affiliates a limited, non-exclusive, sub-licensable, worldwide, fully-paid, royalty-free license (in all media now known or herein after developed, without the requirement to make payment to anyone or the need to seek permission from anyone) to publicly perform, modify, use, publicly display, reproduce and distribute information, materials and content that you post, upload or otherwise provide on this Website or any service offered via this Website (“Your Content”), subject to all applicable federal and state laws and regulations that protect the privacy and security of your nonpublic personal information. You warrant that you own Your Content and have the right to grant this license and the posting, uploading or other provision of Your Content will not violate the privacy rights, publicity rights, or intellectual property rights of any third party.
No Illegal or Prohibited Use
Limitation of Liability, Indemnity and Disclaimer
DHM endeavors to keep the information and content on this Website current and up to date. However, some of the information and content on this Website may be inaccurate or incomplete, or may contain typographical errors. DHM does not warrant that the information or content on this Website is error free or that its service in providing this Website will be uninterrupted. Your use of this Website and the information and content provided on it is at your own risk. Your sole and exclusive remedy for issues relating to the information and content on this Website, your reliance on such content and information, or your use of this Website and the information and content contained on it shall be to discontinue accessing the Website and using the information or content or accessing the services provided on it. You agree that DHM is not liable for any damages, losses or expenses relating to your use of, or reliance upon, the information, content or services of this Website, including without limitation any damages, losses, or expenses that you may incur as a result of your use of information or content obtained from the Website, your failure to pre-qualify for a loan as a result of your use of the Service or damage to your computer equipment or other property from downloading information or content from this Website.
You agree to indemnify, defend and hold harmless DHM for any and all uses you make of the Website and the services provided herein.
TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, YOU HEREBY WAIVE, DISCLAIM AND RELEASE DHM, , ITS SUBSIDIARIES AND AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS, AND ASSIGNS, FROM ALL CLAIMS OF ANY KIND (SPECIFICALLY INCLUDING ANY AND ALL CLAIMS FOR ACTUAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL OR EXEMPLARY DAMAGES, ATTORNEYS’ FEES AND COSTS, OR CLAIMS FOR INTEREST, AND WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY), (EVEN IF YOU AND DHM WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF ANY REMEDIES SET FORTH HEREIN ARE FOUND TO HAVE FAILED OF THEIR ESSENTIAL PURPOSE) RELATED DIRECTLY OR INDIRECTLY TO, OR ARISING FROM, YOUR ACCESS TO THIS WEBSITE OR YOUR USE OF ANY INFORMATION OR MATERIAL CONTAINED THEREIN. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS WEBSITE IS PROVIDED TO YOU ON AN “AS IS,” “WHERE IS,” AND “WHERE AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF ACCURACY, COMPLETENESS, ADEQUACY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
Law and Jurisdiction
Successors and Termination
Void Where Prohibited
This Website is accessible by users throughout the World. DHM products, services and offers may not be available in your state or community. The information on this Website is not an offer of products or services where DHM is not doing business or where prohibited by law. Your eligibility for particular products or services will be subject to approval by DHM.
Your Privacy Rights
To view our Licensing, please go to our Licensing Page.
“DHM” is a service mark of DHM. Other words and/or logos used on this Website to identify the source of services and goods are trademarks owned by DHM, Davidson Homes, or third parties. DHM grants no express or implied rights or licenses to any trademarks or other proprietary rights on this Website except for the right to view this Website for your own personal use. You may not use DHM trademarks as links to the Website except as expressly permitted by DHM.
Attn: Mortgage President
336 James Record Road
Huntsville, Alabama 35824